Our smarter, affordable approach cuts the confusion.
Hassle-free home loans and expert advice for first home buyers.
We understand that buying your first home can seem confusing and complicated. Our mortgage advisers can help you to choose a first home loan that’s right for you, without all the running around. Our advice is based on years of experience and costs you nothing.
Contact Loan Ave now on 1300 56 26 28 and we can put you in contact with the right person in your area.
How much deposit will I need for my first home loan?
Usually you only need around 5% to 10% of the property's value saved as a deposit. There are non genuine savings loan options available if you are receiving a gift or have other sources of deposit.
How do I arrange the first home buyer incentives?
The Government offer generous incentives to first home buyers. We can help you arrange the first home owner grant and stamp duty concessions. We can put you in contact with the right person in your area.
What are all the costs of financing your first home?
Your costs include the lender's home loan application fee, valuation fee, possibly mortgage insurance, Government duties and other costs such as conveyancing and inspection costs. Your Broker can give you a further breakdown or use our costs calculator to get your started.
How much can I borrow for my first home loan?
How much you can borrow depends on how much deposit you have and your income. With our specialist software, your Loan Ave Broker can work out how much you can borrow. If you’re keen to get an indication now, use our How much can I borrow calculator.
How much will my repayments be?
Once you have chosen your loan, your Loan Ave Broker will tell you how much your repayments will be or you can use our repayment calculator now to get started.
Finding your first home loan
Generally, basic low interest loans without the costly "extras" are often suited to first home buyers. They keep your interest payments and fees to a minimum.
Your Loan Ave Mortgage Broker can help you choose a loan solution that is right for you, without all the running around. You should also check with your Loan Ave Mortgage Broker whether you qualify for a professional package which can offer great value and discounted rates.
* Terms conditions & lending criteria applies. Full details of terms & conditions available upon application